At Martel Mortgages, we understand that applying for a mortgage can be quite a challenge owing to the complex application procedure and the changing dynamics of the mortgage market. As a layperson, you may find the mortgage application a stressful or laborious task, but with a little preparation, you can handle the process quickly and easily to acquire the mortgage you want.

With today’s busy lifestyles, many homebuyers are looking for laidback rural settings to establish their families. The goal behind buying properties with large acreage is to enjoy the rustic scenery and maybe even indulge in a little farming to engage in healthier habits. 

Did you know that when your mortgage comes up for renewal, you can switch to another lender at no additional fees (on approved credit)? Most people aren’t aware of this little detail. The next time your mortgage provider sends you the renewal papers, keep in mind that you aren’t obligated to sign them immediately for a renewal. Why? Well, that’s because you have the option to scour the market for better mortgage terms and rates and then accordingly switch to a new lender if you desire to.

I’m Francis Lortie, proud owner of Martel Mortgages.

I look forward to sharing my story. I hope that you will enjoy getting to know me better.

While you may be mentally ready to own a home, as a first-time home buyer, you may not possess the know-how of the mortgage approval process or be financially prepared to buy a house. Investing in real estate is a big commitment, and it can take a long time to pay off all the installments of your new home. Therefore, before you begin house-hunting, it is essential to take some time to plan your purchase.

We are delighted to announce the launch of our new website

New Website Coming Soon!  We are currently revamping our website. Our new website will be interactive and mobile friendly!  Watch this space…